Every property
The basics
- Sale deed (copy)
- Patta or chitta
- Latest property tax receipt
- EB card copy
- Approved building plan
Vybhav Associates
The full
process
What to keep ready · what you get · how long it takes
Most people have never commissioned a valuation before and the bank rarely explains it. Here is the whole thing, start to finish.
Before the site visit
Documents to keep ready
Not every one of these applies to every property. Missing something? Call anyway — most gaps can be worked around, and it is better to find out on the phone than on the day.
Flats & apartments
Additionally
- Share certificate
- Approved layout
- Association maintenance receipt
- Parking allotment, if any
Land & industrial
Additionally
- FMB sketch / survey plan
- Adangal or land records
- Machinery invoices, for plant
- Factory licence, if applicable
From your call to your bank
Four steps. No chasing.
-
01
You call
Tell us the property type, the location and which bank has asked for the report. You get the fee and the timeline on that same call — nothing is booked before you agree the number.
-
02
Site visit
A visit is fixed at your convenience. Measurements are taken room by room, photographs are recorded from every elevation, and the surrounding locality is noted for the comparables.
-
03
Documents verified
Patta, sale deed, approved plan and tax receipts are cross-checked against what is physically standing on the land. Deviations from the sanctioned plan are recorded, because the bank will find them anyway.
-
04
Report delivered
The signed report reaches you and your bank in the prescribed format — soft copy first, hard copy on request.
What you receive
Inside the report
- MeasurementsRoom by room, with a sketch
- PhotographsEvery elevation, dated
- Guideline valueGovernment rate for the survey number
- Market valueWith comparable sales nearby
- Land & building splitCosted separately
- Age & conditionDepreciation accounted for
- Legal notesDeviations, encroachments, access
- SignatureChartered Engineer, FIV, MIE
Every asset a bank lends against.
Residential and commercial buildings, vacant land and agricultural plots, industrial sheds, and plant & machinery. Fair market value certificates for legal and family settlement purposes are prepared to the same standard.
Purposes covered include home loans, loan against property, mortgage renewal, takeover from another bank, capital gains, visa and immigration, court and partition matters.
- Turnaround
- [2–3 working days] from site visit
- Coverage
- Coimbatore and across Tamil Nadu
- Format
- Your bank's own prescribed panel proforma
- Signed by
- C. Santhosh Kumar — B.E., M.Sc, FIV, MIE
Ready when you are
Tell us the bank and the property.
Fee and timeline on the first call. If your bank has put you on a deadline, say so — urgent cases can be moved up.
Call 99432 41400- More questions?The common ones are answered on the home page.
- Building too?The same engineer builds. See the projects →
- Not sure of the price?An independent read before you commit. Consultation →